What is Your Car Accident Case Worth?
A car accident can turn your life upside down for months or perhaps change your life forever. Even comparatively minor car accidents can result in serious injuries that leave you unable to work or take care of your family. As a result, the financial impact can extend far beyond your medical bills. Unfortunately, too many victims don’t understand what their case is worth and decide not to pursue a claim and then later discover that they were entitled to compensation that they can no longer pursue. If you have been injured in a car accident, a San Luis Obispo car accident lawyer can help you understand what your claim may be worth.
When estimating the value of your claim, the first component your attorney will consider is your medical expenses. This includes the following:
- All doctors’ and hospital bills
- Ambulance expenses
- Costs incurred for medical equipment such as crutches or wheelchairs
- Physical therapy costs
Your medical expenses should include any expenses that were covered by insurance but especially your uncovered expenses such as deductibles and copays. Covered expenses will be deducted from your settlement, but they are included to understand the total value of your claim.
Another important component of your claim is any income that you have lost as a result of your accident. Whether you are paid on an hourly basis or as a salaried employee, any time that you missed work should be accounted for. This includes both short absences to go to doctors’ appointments as well as extended periods where you were unable to go to work. If your injuries require you to work only part-time or to miss overtime opportunities, these amounts also need to be calculated. Determining your lost income can be complicated, but a skilled car accident lawyer can help.
You should also carefully consider what other expenses you have incurred as a result of your accident. For example:
- Increased transportation costs because you cannot drive
- Expenses incurred that allow you to work from home (purchasing a laptop or desk chair)
- Expensive property that was destroyed in the accident such as your smartphone
Our firm can help you catalog the expenses that you can include in your claim.
Pain and Suffering
You are also entitled to be compensated for any pain and suffering you experience as a result of your car accident. This is the most difficult component of a car accident claim for non-lawyers to calculate because it doesn’t come with a bill. Instead, this portion of your claim places a value on your physical pain and mental and emotional anguish that you have experienced in recovering from your accident. Pain and suffering are subjective but very real for accident victims. In order to accurately estimate this portion of your claim, you need to understand the methods for calculating pain and suffering claims and what the courts and insurance companies will find persuasive.
Contact a San Luis Obispo Car Accident Lawyer to Understand What Your Case is Worth
The good news is that you don’t have to figure this out on your own. San Luis Obispo car accident lawyer Earl A. Conaway, III helps clients understand the value of their case so that they can decide whether or not they should pursue a claim. With skill, knowledge, and experience, he helps his clients get the compensation they need to get their lives back. Call us today at (805) 546-8797 or send us an email to schedule a free consultation to discuss your case and how we can help.